Category Archives: Economic Adjustments

Ways To Save on Gas and Other Products

Save money on Gas and Other Products.

   As the gas prices seem to rise every day, you can make your own plans to save money.

     Let Gas Buddy be your friend in these trying times.   

They also have e a Trip Cost Calculator you can use as well as download their app on your phone. 

The gas price charts are very helpful. 

Don’t forget to tell your friends about lower-priced gas on your travels. These days, every penny counts!Gas Mileage Calculator

    You might want to stock up on foods you use a lot of and start using less of it. Items like paper towels and toilet paper will surely go up in price, but you can cut from their use by being more conscious of how much you need. Perhaps use cloth hand towels in between. 

     Many people don’t know they can buy your local weekend newspaper at the dollar store as well as bread. For $1.25, that’s not a bad deal. 

     This might be a good time to buy a bicycle. Yes, can you imagine you wake up one day and the price double?  You will be going nowhere, fast! Cliche, but true!  Keep your health in mind when shopping.  Less can be more and a  little of a good product is better for your health; such as vegetables and organically grown products.  

        I buy spring water over purified water, in that purified wanted is treated water over the natural spring water.  Springwater is cheaper in the big gallon jugs than in plastic bottles.  Remember to recycle them as that is one way to cut down your carbon footprint. 

Remember, you can negotiate for lower prices on your home and car insurance as well as other services you need.  When someone else offers you a lower price, that can be the deal changer to help you get a better deal even if you don’t get an offer from another company. Just get on the phone and let your agent you are on a search for a lower price and what can you do to help me.

Also, CASH is KING.!  That can be the best way of saving money, too.  I saved over $3,000 on my house roof by paying in cash or by my certified bank check.

Make sure you get a receipt if you do pay in cash. Even take a picture of it in case the job is not done right.

Share what you know will make the world a happier place. It’s a motto I live by, because sharing is caring!

by Thelma Harcum

I thank all who have visited my website and I’m looking forward to writing more articles like this.   I welcome your comments and views.   Also, if you have tips on how others can save money.  Peace and Love!

Is It Time For A 4-Day Work & School Work Week? High Gas Prices and Food Prices Remedy?

Being Proactive in a Crisis intentionally made by One Man!

Hello Everyone! My Readers, Friends, and Associates
We are truly living in an unprecedented time when justice is not prevailing in many Countries including in America.
The unprovoked war in Ukraine by President Putin has really made a move that history will remember and a time that looks like the WW2  event that affected many people and for many generations.
We can all be proactive at this time by supporting Ukraine and other countries that are in a fight for their lives.  Truly, their problems are our problem as well; especially when you have a person in the office who thinks they can control the whole world and hold us all hostage.
Yes, at a point we ARE all held hostage.  But so are they-the Russian people with all the sanctions placed on their country.  The Russian people didn’t want this evasion and are protesting against the destruction of the lives of people and their country.  What will it take to stop the killing and coinage, I don’t know, but from what I see, it’s not going to end well.
What can we do now outside of sending support to Ukraine and the countries supporting the refugees, is to start to save ourselves economically and socially?
I think it is time to start a 4-day workweek to save on gas and time.  The prices are sky-high and might go higher, no doubt.  This suggestion is for schools and businesses that could do a 4-day workweek.  It would be hard for medical facilities, like hospitals and nursing homes, who are already short on help to do this. Unless they do a 12-hour shift-for which some are already doing to maintain staff.
The other benefit from this is for parents to spend more time at home and build a stronger family unit.  The teachers would benefit by staying home and making plans for their students’ studies and for their own life.  The Covid Pandemic has put everyone behind in what a normal life was.
This is just a thought that could be put in action if enough of us would agree on it or at least to do a trial run, even if temporarily.  People are already experienced with this idea, from the Pandemic and many people are already working from home.
To lose that extra day would affect many children who depend on meals at the school for that day, but we could work around that too,  having the children take a bag home for their meals, Breakfast and Lunch home on Thursday, or have a pickup center, especially for Fridays.  People can volunteer to give out meals once they have the list.  Not a bad idea for seniors or handicapped persons who might not be able to afford the high gas prices and food prices to get to the supermarket or the money to buy any. Donations can be collected for this program.  What about a bus, going about the neighborhood to give out food to those who need it.  A bookmobile can be close by in case anyone wants to take out a library book. What a joy this would be. Just as well include a Medical Mobile with a nurse and doctor who could advise and give resources to those who might need it.
Other ideas to adjust to  the Crisis(which might be ongoing for a while) are below
  1. Rideshare with your friends, neighbor, and relativesl
  2. Do all your shopping in one run.
  3. Have others pick up items from the supermarket for you.
  4. Have one vegetarian meal (one without meat) once a week or more.
  5. Buy extra food when you can. (non-perishable
  6. Buy extra bottled water
  7. Share with your friend where you can purchase lower-priced gas and check apps like Gas Buddy to find where they are.
  8. Cut down on Electricity by changing all bulbs to energy-efficient ones.
  9. Pool your money to purchase items you need or want.  Teach your children to pool resources.  Save money by diluting soap detergents when it hits the bottom to use every drop.
  10. Share any information with others that would be helpful.
  11. If you don’t need it, don’t buy it!
  12. Have an emergency plan in case you need to leave your home.
  13. Watch out for scams.
  14. Buy and Eat Healthy Foods. Your health is more important than ever!
  15. Start or add to your community Newspapers or start your own family or community newsletter.
  16. Make plans for family activities.   know where your children and loved ones are at all times.  Note the time they leave and return.
  17. Crime is up and so be alert and watchful for anything unusual and report it to the authorities.  Lock your doors at night and day and monitor your emails and internet communications. Delete and Delete as well as block unwanted and unknown emails and messages on your phone and computers.  Unsubscribe those you don’t want anymore.  Including shredding all read or junk mail you don’t want.
  18. Have a “go” bag ready for any sudden emergency.
  19. Don’t always trust your neighbors unless you’ve known them for a very long time and they are proven trustworthy.
  20. Keep your business to yourself.
I hope you’ve got some ideas from my thoughts. As the world change, we have gotten to change with it. Many of the changes we’ve made in the Pandemic are good.  I believe the Pandemic has prepared us for the War that is occurring in Ukraine today, but not the devastation.  There’s so much Fake news out there, so look at more than one news channel to learn what really is happening.  Know that What is happening in Ukraine didn’t need to be and the shame of it is something to behold and to see that history can repeat itself.
Hopefully, civic will be placed back into the schools so that our children will know how important Democracy is. Many of us have taken freedom for granted and now we know why so many people have left their countries to experience a life of freedom to think with their own minds, to learn, to communicate, to travel, and to live in peace and harmony.
by Thelma Harcum

How you can help with the Ukraine Conflict with Putin.
A list of Organizations by WordPress.
https://wordpress.org/news/2022/03/episode-26-matt-mullenweg-on-ukraine-community-and-wordpress/
https://oroa.com/collections/miami-inventory-sale